What is the most valuable commodity in the universe? Something that cannot be recovered or recreated? That’s right, we are talking about time. Time puts us all on equal ground because no one has more than 24 hours in a day. Once those 24 hours are gone, they are gone forever. We exchange our time …
Warren Buffett once said that “If you don’t find a way to make money while you sleep, you’ll work until the day that you die.” Which begs the question – do you really have to work your whole life? Everybody hopes to retire someday, I mean who doesn’t? Unfortunately, not all of us are taking …
How much do I need in order to retire? Does this question strike a chord with you? The golden question I’m often asked is; How much do we need in order to retire? And my response to that would be; How much do YOU want as a monthly income for your retirement lifestyle? In my …
“I went to the market to get some onions, carrots. Tonight, I’m going to make some pancakes!” – said no-one-ever. It is common sense to decide on the dish that we will be making before getting the ingredients. However, this common sense does not always translate the same in personal finance. A common trend I …